Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own. GET QUOTE
Family health insurance is basically just individual health insurance that is adapted to include all the members of a family. The kind of family health insurance you will need depends on your family's individual needs and you should consider a number of factors when choosing a plan. The price of family health insurance will generally be greater than for individual health insurance simply because there are more people covered by the policy. GET QUOTE
If you are looking for self employed health insurance, you should consider a number factors when determining what type of plan to buy. If you are young and healthy, you may be better off buying a major medical insurance plan with a high deductible as opposed to a more comprehensive managed care plan or indemnity plan. If you need family health coverage or health coverage for children, this can affect your decision as well. GET QUOTE
Term life insurance pays a specific lump sum to your loved ones for a specified period of time – usually from one to 20 years. ... Generally, you should consider a term life insurance policy to: Get valuable coverage at an affordable price. Help cover specific financial responsibilities like a mortgage or college expenses. GET QUOTE
Dental / Vision
Most dental care coverage places an emphasis on regular preventive care by covering small routine costs. A thorough examination by the dentist and a set of x-rays are all it usually takes to diagnose a problem.
By placing an emphasis on prevention, and by covering regular teeth cleaning and check-ups, Americans saved nearly $100 billion in dental care costs during the 1980s. Make sure your dental costs are covered.
Most people prefer to go to the dentist of their choice and with Prime Star Dental Insurance Plans are underwritten through Security Life Insurance Company you may use any dentist you wish. GET QUOTE
Individual and Family Plan
Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage.
In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles and plan maximums. Coverage can be obtained from a minimum of five days up to two years. GET QUOTE